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Financial Services Authority
Endowment Surrender Plus
is a trading Style of Becque Wayman Investments Ltd which is an Appointed Representative of Financial Limited, which is Authorised and Regulated by the

Financial Services Authority No: 498298

Endowment Surrender Plus
PO Box 276
Macclesfield
SK11 0FP
Tel: 01625 433222

Fax: 01625 433111

 

The Market

Every year it is estimated that approximately £90 million is lost by people who surrender their unwanted endowment policies back to the life companies. Many people are not aware that there is a thriving second-hand market in these policies and a large number of market makers eager to purchase unwanted with-profit policies to sell on to individual investors or specialist investment funds.

Market makers are often prepared to pay a substantially higher price for these policies than the insurance companies surrender values. Somewhat surprisingly however, there can be a large variation in the offers made by the various market makers and therefore people who have made the right decision to sell rather than surrender, may not ultimately achieve the best price unless they make use of a service like ours.

Not all policies can be sold, for example there is currently no market for unit-linked or unitised with-profit policies. Only traditional with-profit policies are potentially saleable – to find out whether yours can be sold for more than the surrender value follow the link to our Quotation Form.